The very Fair Housing Act prohibits discriminatory practices when buying and even selling homes, renting properties, getting a mortgage, or in the hunt for housing assistance. The law covers most types of housing. Landlords, property managers, builders, and real estate agents have different compliance guidelines.
The law prohibits housing discrimination based on seven protected classes:
- National origin
- Familial status
- Disability benefits
Agents cannot engage in any discriminatory behavior based on these types of protected classes. For example , a buyer’s rep cannot who is able to you toward or away from a particular area, relying on race-based assumptions about where you want to live.
How does this affect the home search?
Many home supplies online stores want and expect their customer’s rep to help them make good choices. Buyers know that real estate agents are actually intimately familiar with various neighborhoods. It’s only logical the fact that you’d be interested in your agent’s professional advice.
However , Honest Housing laws make some topics off-limits. For example , your consumer’s rep isn’t allowed to answer questions like:
- Who lives here?
- Is the neighborhood safe?
Instead of sharing personal opinions, purchaser’s reps are instructed to suggest helpful resources for that reason clients can do their research and draw their own final thoughts.
For example , what makes you feel safe in a neighborhood? Some people looks at local crime rates, whereas others will use various very subjective factors—factors that might overlap with one of the protected classes.
With Fair Housing, it is unlawful for an agent to engage completed conduct that is discriminatory towards any of the seven protected types.
Your buyer’s rep can suggest the best websites together with other helpful resources. But you get to form your own opinion about whether a home or a neighborhood is desirable.
It’s a buyer’s solution.
A real estate professional should show you any home in any native that fits your needs, your preferences, and your budget.
Your agent should never make assumptions about where you want to live or express most of their personal opinions.
On the other hand, you are allowed to rule out specific acquainted or properties based on any factor that is important to everyone.
Do your research and communicate your neighborhood preferences to your buyer’s distributor.
Ultimately, Fair Housing laws are designed to help all clients achieve the dream of homeownership on their own terms.